Definition: Comprehensive coverage insurance covers all risks, including accidents or illnesses that are not specifically covered by a separate policy. This means that you are protected from potential losses that can arise from factors such as natural disasters, thefts, and illness. In addition to basic health and accident coverages, comprehensive insurance typically includes additional protections for your belongings, which might include loss of valuables due to fire or theft, or damage to personal property if you lose it while traveling. This type of coverage is essential for protecting valuable items from damage that can be costly, expensive, or even fatal. The term "comprehensive coverage" refers to a wide range of insurance policies that offer a broad range of protection against various types of risks, including accidents, illnesses, thefts, and loss of property. Comprehensive coverage policies typically provide additional benefits such as liability protection, medical expenses, lost wages, and personal injury.
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